Healthcare Reform Focus of New Harry and Louise Ads - ACS News Center
 CBS News | Healthcare Reform Focus of New Harry and Louise Ads ACS News Center - Harry and Louise are back. The fictional Everyman couple who starred in a series of ads criticizing the Clinton heath care plan in the mid-1990s has returned to the small screen - and this time, they're advocating reform. Harry and Louise Return to Stir Up Health Care Debate REFORM: Harry and Louise Return -- Older and So Much Wiser |
Health Insurance premiums rose 6% this year, and that might not sound so bad if you don't stop to consider that those premiums have shot up 80% since 2001. Furthermore, Wellpoint, the largest private US health insurer reported an 8 percent profit increase in the last year. That's good news for investors, but not so good for self employed people and small business owners.
In their own defense, major health insurance companies blame the increase on longer hospital stays, increasing medical costs, and their insured who want the latest treatments, which bulk creatine monohydrate more. New prescription drugs, which have not yet been released as generic drugs, may also contribute to the costs.
Can We Control Anything About Health Costs?
If we want to lower our monthly premiums, we probably need to accept that we need to reduce our coverage. In the health insurance arena, with other factors being equal, apples and apples cost about the same. In other words, the premium for similar plans with a $500 deductible, $30 Doctor Copays, and a six million dollar lifetime maximum, plus other similar factors, will cost just about the same amount of dollars for a person of the same gender, health status, and zip code. There is not one health insurance company with a free lunch out there, and if the premiums looks too good to be true, you need to look at the health plan again!
But look at it this way. If you purchase creatine monohydrate $700 a month for a family health plan with a $500 yearly deductible, you may not be making the most of your money. You may reduce that premium bill to $400 or less by increasing your yearly deductible to a couple of thousand dollars a year. In that year you will save the difference in the deductible price in your premium bill. With any discipline, you can bank all, or some, of the savings. Then you will have an emergency account set up to pay the extra deductible, and if you never need to use it, and we hope you don't, you will have a nice savings account after a few years!
Also consider managing those factors you can control. Most health insurance companies offer discounts for healthy habits like keeping your weight within normal limits and avoiding cigarettes and excess alcohol. If you do have a health condition like high blood pressure or high cholesterol, but if you follow your doctor's advice and control it, many health insurance companies will offer you a standard rate, with no increase.
Shop Around For A Health Plan You Can Live With!
Think about why you really need health insurance. You need to protect your assets in case of a major illness or injury. You need access to quality health care. You do not want to worry about going bankrupt over an illness, or facing an emergency you have no way to pay for. Then buy health insurance for those reasons, and not to cover every sniffle.
Compare Health Insurance Plans and Rates with one safe, fast, and free online quote form. Fill in your information one time, and then get local health insurance plans, from major companies, delivered to you!
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posted by beta-alanine94421 @ 2:42 AM
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